United Kingdom Tax year 2026/27
Rules checked against GOV.UK · updated 18 September 2026MethodologyReport a mistake

£8 an hour after tax 2026/27

£8 an hour over a 37.5-hour week is £15,600 a year, which takes home £14,752.08 a year, or £1,229.34 a month, in England, Wales and Northern Ireland. You pay £606.00 income tax and £241.92 National Insurance.You take home £1,229.34 a month at £8 an hour over a 37.5-hour week.

Adjust for your situation
ScotlandStudent loanPensionTax code
Open in the calculator
Year£14,752.08
Month£1,229.34
4 weeks£1,134.78
Week£283.69
Day£56.74
Hour£7.57
Tax code 1257L · no pension · no student loan · 37.5 hours a week · 2026/27 Same as 2025/26: the thresholds are frozen
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Where £8 an hour goes

Take-home 94.6%Income tax 3.9%National Insurance 1.6%
YearMonthWeek
Gross pay£15,600.00£1,300.00£300.00
Income tax−£606.00−£50.50−£11.65
National Insurance−£241.92−£20.16−£4.65
Take-home pay£14,752.08£1,229.34£283.69
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What a pay rise is worth at £8 an hourA pay rise at £8 an hour

Marginal rate28%Tax and NI on your next £1
A £1,000 rise adds£1,000 rise adds£719.96£60.00 a month
A 5% rise (£780) adds£561.60£46.80 a month
You’re £34,670 below the higher-rate threshold. The next £34,668 you earn keeps 72p in every pound — National Insurance changes first, at £4,189 a month. Pay rise calculator
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£8 an hour after tax in ScotlandIn Scotland

England, Wales, NI£14,752.08£1,229.34 a month
ScotlandTake-home a month£14,782.38£1,231.87£1,231.87 a month£30.30 more a year
Difference£30.30a year more in Scotland

At £15,600 the Scottish 19% starter band on the first £3,030.00 of taxable pay is the only difference, so you pay £30.30 less income tax than in England, Wales and Northern Ireland.

With a student loan

PlanRepaid a yearTake-home a month
Plan 1£0.00£1,229.34
Plan 2£0.00£1,229.34
Plan 4£0.00£1,229.34
Plan 5£0.00£1,229.34
Postgraduate Loan£0.00£1,229.34

Paying into a pension by salary sacrifice

You sacrificeInto your pensionCost to take-homeTake-home a month
3%£468.00£336.96£1,201.26
5%£780.00£561.60£1,182.54
8%£1,248.00£898.56£1,154.46

Every £1 you sacrifice costs you 72p in take-home pay, because you save 20% tax and 8% NI.

Compared with othersBelow the UK median

The median full-time salary was £39,039 in April 2025 (ONS Annual Survey of Hours and Earnings).

Cost to your employer£17,190.00 a year

Your salary plus £1,590.00 employer NI at 15% above £5,000, before any employer pension.

What £8 an hour took home in earlier years

2010/11£12,687.65
2015/16£13,695.20
2020/21£14,248.00
2026/27£14,752.08

The same £8 an hour now takes home more a year than in 2010/11. None of these figures is adjusted for inflation.

The sum, step by step

Worked calculationrules v2026.10 · yearly tax, monthly National Insurance
Gross salary£15,600.00
Personal Allowance (tax code 1257L)−£12,570.00Tax-free
Taxable pay£3,030.00
Basic rate 20% on £3,030.00£606.00Income tax
National Insurance 8% on £252.00 a month, £20.16 × 12£241.92Above £1,048
Take-home pay£14,752.08

Questions about £8 an hour

How much is £8 an hour after tax a month?

£1,229.34 a month in England, Wales and Northern Ireland, or £1,231.87 in Scotland, over a 37.5-hour week with tax code 1257L and no student loan or pension.

What is £8 an hour a year?

£15,600 a year before tax over a 37.5-hour week for every week of the year, which takes home £14,752.08 after income tax and National Insurance. Working fewer hours means a smaller yearly figure and, below the thresholds, less tax with it.

What is £8 an hour a week after tax?

A 37.5-hour week at £8 an hour is £300.00 before tax and £283.69 after income tax and National Insurance, spread evenly across the year. £7.57 of every hour reaches you.

Is £8 an hour a good wage in the UK?

That depends on where you live and what you spend, which is yours to judge. What we can tell you is that £8 an hour over a 37.5-hour week comes to £15,600 a year, which is below the UK median full-time salary of £39,039 for April 2025, and leaves about £1,229 a month in England, Wales and Northern Ireland — £1,229.34 to the penny.

Rules v2026.10 · checked against GOV.UK on 18 September 2026Two independent checks on every rate · 83 hand-verified cases, all passing, beside 19,925 generated · How we calculate · Changelog
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