United Kingdom Tax year 2026/27
Rules checked against GOV.UK · updated 18 September 2026MethodologyReport a mistake

Compare two salaries or job offers (2026/27)

Put two job offers side by side and see the take-home pay, pension and total package for each, after tax and National Insurance.

Offer A More take-home
ahead
Offer B More take-home
Where do you live?
Add bonus, commute cost or a third offer
Offer B pays more each month
+£247.96
take-home a month, but Offer A puts £1,840 more a year into your pension.
MeasureOffer AOffer BBetter
Take-home a month£3,257.34£3,505.30B
Take-home a year£39,088.12£42,063.64B
Into your pension a year£5,200£3,360A
Take-home + pension£44,288.12£45,423.64B
Marginal rate26.6%40.7%—
Side by side

Where each offer’s money goes

Offer A · £52,000
Take-home75.2%Pension5.0%Income tax14.2%National Insurance5.7%
Offer B · £56,000
Take-home75.1%Pension3.0%Income tax16.4%National Insurance5.5%
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Rules v2026.10 · checked against GOV.UK on 18 September 2026Two independent checks on every rate · 83 hand-verified cases, all passing, beside 19,925 generated · How we calculate · Changelog
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Questions

Common questions

Is a higher salary always better?

Not always. A lower salary with a bigger employer pension contribution can leave you with more overall, and salary sacrifice changes how much tax you pay.

How do I compare an offer with a bonus?

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