£11 an hour after tax 2026/27
£11 an hour over a 37.5-hour week is £21,450 a year, which takes home £18,964.08 a year, or £1,580.34 a month, in England, Wales and Northern Ireland. You pay £1,776.00 income tax and £709.92 National Insurance.You take home £1,580.34 a month at £11 an hour over a 37.5-hour week.
Where £11 an hour goes
| Year | Month | Week | |
|---|---|---|---|
| Gross pay | £21,450.00 | £1,787.50 | £412.50 |
| Income tax | −£1,776.00 | −£148.00 | −£34.15 |
| National Insurance | −£709.92 | −£59.16 | −£13.65 |
| Take-home pay | £18,964.08 | £1,580.34 | £364.69 |
What a pay rise is worth at £11 an hourA pay rise at £11 an hour
£11 an hour after tax in ScotlandIn Scotland
At £21,450 the Scottish 19% starter band on the first £3,967.00 of taxable pay is the only difference, so you pay £39.67 less income tax than in England, Wales and Northern Ireland.
With a student loan
| Plan | Repaid a year | Take-home a month |
|---|---|---|
| Plan 1 | £0.00 | £1,580.34 |
| Plan 2 | £0.00 | £1,580.34 |
| Plan 4 | £0.00 | £1,580.34 |
| Plan 5 | £0.00 | £1,580.34 |
| Postgraduate Loan | £27.00 | £1,578.09 |
Paying into a pension by salary sacrifice
| You sacrifice | Into your pension | Cost to take-home | Take-home a month |
|---|---|---|---|
| 3% | £643.50 | £463.22 | £1,541.74 |
| 5% | £1,072.50 | £772.10 | £1,516.00 |
| 8% | £1,716.00 | £1,235.52 | £1,477.38 |
Every £1 you sacrifice costs you 72p in take-home pay, because you save 20.0% tax and 8% NI.
The median full-time salary was £39,039 in April 2025 (ONS Annual Survey of Hours and Earnings).
Your salary plus £2,467.50 employer NI at 15% above £5,000, before any employer pension.
What £11 an hour took home in earlier years
The same £11 an hour now takes home more a year than in 2010/11. None of these figures is adjusted for inflation.
The sum, step by step
Questions about £11 an hour
How much is £11 an hour after tax a month?
£1,580.34 a month in England, Wales and Northern Ireland, or £1,583.65 in Scotland, over a 37.5-hour week with tax code 1257L and no student loan or pension.
What is £11 an hour a year?
£21,450 a year before tax over a 37.5-hour week for every week of the year, which takes home £18,964.08 after income tax and National Insurance. Working fewer hours means a smaller yearly figure and, below the thresholds, less tax with it.
What is £11 an hour a week after tax?
A 37.5-hour week at £11 an hour is £412.50 before tax and £364.69 after income tax and National Insurance, spread evenly across the year. £9.73 of every hour reaches you.
Is £11 an hour a good wage in the UK?
That depends on where you live and what you spend, which is yours to judge. What we can tell you is that £11 an hour over a 37.5-hour week comes to £21,450 a year, which is below the UK median full-time salary of £39,039 for April 2025, and leaves about £1,580 a month in England, Wales and Northern Ireland — £1,580.34 to the penny.