United Kingdom Tax year 2026/27
Rules checked against GOV.UK · updated 18 September 2026MethodologyReport a mistake

£24 an hour after tax 2026/27

£24 an hour over a 37.5-hour week is £46,800 a year, which takes home £37,216.08 a year, or £3,101.34 a month, in England, Wales and Northern Ireland. You pay £6,846.00 income tax and £2,737.92 National Insurance.You take home £3,101.34 a month at £24 an hour over a 37.5-hour week.

Adjust for your situation
ScotlandStudent loanPensionTax code
Open in the calculator
Year£37,216.08
Month£3,101.34
4 weeks£2,862.78
Week£715.69
Day£143.14
Hour£19.09
Tax code 1257L · no pension · no student loan · 37.5 hours a week · 2026/27 Same as 2025/26: the thresholds are frozen
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Where £24 an hour goes

Take-home 79.5%Income tax 14.6%National Insurance 5.9%
YearMonthWeek
Gross pay£46,800.00£3,900.00£900.00
Income tax−£6,846.00−£570.50−£131.65
National Insurance−£2,737.92−£228.16−£52.65
Take-home pay£37,216.08£3,101.34£715.69
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What a pay rise is worth at £24 an hourA pay rise at £24 an hour

Marginal rate28%Tax and NI on your next £1
A £1,000 rise adds£1,000 rise adds£719.96£60.00 a month
A 5% rise (£2,340) adds£1,684.80£140.40 a month
You’re £3,470 below the higher-rate threshold. The next £3,468 you earn keeps 72p in every pound — National Insurance changes first, at £4,189 a month. Pay rise calculator
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£24 an hour after tax in ScotlandIn Scotland

England, Wales, NI£37,216.08£3,101.34 a month
ScotlandTake-home a month£36,424.03£3,035.34£3,035.34 a month£792.05 less a year
Difference£792.05a year less in Scotland

At £46,800 the Scottish 19% starter band saves you money but the 42% higher band on pay above £43,662 costs more, so you pay £792.05 more income tax overall.

With a student loan

PlanRepaid a yearTake-home a month
Plan 1£1,791.00£2,952.09
Plan 2£1,567.00£2,970.76
Plan 4£1,170.00£3,003.84
Plan 5£1,962.00£2,937.84
Postgraduate Loan£1,548.00£2,972.34

Paying into a pension by salary sacrifice

You sacrificeInto your pensionCost to take-homeTake-home a month
3%£1,404.00£1,010.88£3,017.10
5%£2,340.00£1,684.80£2,960.94
8%£3,744.00£2,695.68£2,876.70

Every £1 you sacrifice costs you 72p in take-home pay, because you save 20% tax and 8% NI.

Compared with othersAbove the UK median

The median full-time salary was £39,039 in April 2025 (ONS Annual Survey of Hours and Earnings).

Cost to your employer£53,070.00 a year

Your salary plus £6,270.00 employer NI at 15% above £5,000, before any employer pension.

What £24 an hour took home in earlier years

2010/11£33,923.15
2015/16£34,469.70
2020/21£35,464.00
2026/27£37,216.08

The same £24 an hour now takes home more a year than in 2010/11. None of these figures is adjusted for inflation.

The sum, step by step

Worked calculationrules v2026.10 · yearly tax, monthly National Insurance
Gross salary£46,800.00
Personal Allowance (tax code 1257L)−£12,570.00Tax-free
Taxable pay£34,230.00
Basic rate 20% on £34,230.00£6,846.00Income tax
National Insurance 8% on £2,852.00 a month, £228.16 × 12£2,737.92Above £1,048
Take-home pay£37,216.08

Questions about £24 an hour

How much is £24 an hour after tax a month?

£3,101.34 a month in England, Wales and Northern Ireland, or £3,035.34 in Scotland, over a 37.5-hour week with tax code 1257L and no student loan or pension.

What is £24 an hour a year?

£46,800 a year before tax over a 37.5-hour week for every week of the year, which takes home £37,216.08 after income tax and National Insurance. Working fewer hours means a smaller yearly figure and, below the thresholds, less tax with it.

What is £24 an hour a week after tax?

A 37.5-hour week at £24 an hour is £900.00 before tax and £715.69 after income tax and National Insurance, spread evenly across the year. £19.09 of every hour reaches you.

Is £24 an hour a good wage in the UK?

That depends on where you live and what you spend, which is yours to judge. What we can tell you is that £24 an hour over a 37.5-hour week comes to £46,800 a year, which is above the UK median full-time salary of £39,039 for April 2025, and leaves about £3,101 a month in England, Wales and Northern Ireland — £3,101.34 to the penny.

Rules v2026.10 · checked against GOV.UK on 18 September 2026Two independent checks on every rate · 83 hand-verified cases, all passing, beside 19,925 generated · How we calculate · Changelog
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