£15 an hour after tax 2026/27
£15 an hour over a 37.5-hour week is £29,250 a year, which takes home £24,580.08 a year, or £2,048.34 a month, in England, Wales and Northern Ireland. You pay £3,336.00 income tax and £1,333.92 National Insurance.You take home £2,048.34 a month at £15 an hour over a 37.5-hour week.
Where £15 an hour goes
| Year | Month | Week | |
|---|---|---|---|
| Gross pay | £29,250.00 | £2,437.50 | £562.50 |
| Income tax | −£3,336.00 | −£278.00 | −£64.15 |
| National Insurance | −£1,333.92 | −£111.16 | −£25.65 |
| Take-home pay | £24,580.08 | £2,048.34 | £472.69 |
What a pay rise is worth at £15 an hourA pay rise at £15 an hour
£15 an hour after tax in ScotlandIn Scotland
At £29,250 the Scottish 19% starter band on the first £3,967.00 of taxable pay is the only difference, so you pay £39.67 less income tax than in England, Wales and Northern Ireland.
With a student loan
| Plan | Repaid a year | Take-home a month |
|---|---|---|
| Plan 1 | £211.00 | £2,030.76 |
| Plan 2 | £0.00 | £2,048.34 |
| Plan 4 | £0.00 | £2,048.34 |
| Plan 5 | £382.00 | £2,016.51 |
| Postgraduate Loan | £495.00 | £2,007.09 |
Paying into a pension by salary sacrifice
| You sacrifice | Into your pension | Cost to take-home | Take-home a month |
|---|---|---|---|
| 3% | £877.50 | £631.70 | £1,995.70 |
| 5% | £1,462.50 | £1,052.90 | £1,960.60 |
| 8% | £2,340.00 | £1,684.80 | £1,907.94 |
Every £1 you sacrifice costs you 72p in take-home pay, because you save 20.0% tax and 8% NI.
The median full-time salary was £39,039 in April 2025 (ONS Annual Survey of Hours and Earnings).
Your salary plus £3,637.50 employer NI at 15% above £5,000, before any employer pension.
What £15 an hour took home in earlier years
The same £15 an hour now takes home more a year than in 2010/11. None of these figures is adjusted for inflation.
The sum, step by step
Questions about £15 an hour
How much is £15 an hour after tax a month?
£2,048.34 a month in England, Wales and Northern Ireland, or £2,051.65 in Scotland, over a 37.5-hour week with tax code 1257L and no student loan or pension.
What is £15 an hour a year?
£29,250 a year before tax over a 37.5-hour week for every week of the year, which takes home £24,580.08 after income tax and National Insurance. Working fewer hours means a smaller yearly figure and, below the thresholds, less tax with it.
What is £15 an hour a week after tax?
A 37.5-hour week at £15 an hour is £562.50 before tax and £472.69 after income tax and National Insurance, spread evenly across the year. £12.61 of every hour reaches you.
Is £15 an hour a good wage in the UK?
That depends on where you live and what you spend, which is yours to judge. What we can tell you is that £15 an hour over a 37.5-hour week comes to £29,250 a year, which is below the UK median full-time salary of £39,039 for April 2025, and leaves about £2,048 a month in England, Wales and Northern Ireland — £2,048.34 to the penny.