Singapore Tax year 2026
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Hourly wage calculator 2026

Give your hourly rate and the hours you work in a week, and see what is left of an hour, a week, a month and a year after CPF and the year's income tax.

The hours you are paid at that rate.
Your CPF status
Citizens and Permanent Residents pay CPF; a Permanent Resident pays less in the first two years. A foreigner pays no CPF.
Your age at the end of the year sets your Earned Income Relief, as IRAS tests it, and your CPF rates. The CPF rates are those for your age band all year: a birthday that moves you into the next CPF band during the year is not modelled.
Citizens and Permanent Residents who live here are tax residents, and so is a foreigner who works here for most of the year. IRAS decides it from the days you are in Singapore.
Your employer deducts it each month for the community fund your race or religion names, unless you have opted out with the group.

Not yet included: overtime at a higher rate, reliefs other than Earned Income Relief and CPF Relief, and two or more employers.

Your take-home pay
$22.58
an hour after CPF and income tax
2026 income · Citizen
Hour$22.58
Week$903.22
Month$3,913.95
Year$46,967.44

A year of 40 hours a week across 52 weeks of work.

Take-home78.3%Employee CPF20.0%Income tax (billed by IRAS)1.7%
Your next $100 of pay: you keep $81.84. 18.16% of it goes in CPF and income tax.

Breakdown

Where your $60,008 goes

YearMonthWeek
Gross pay$60,008.00$5,000.67$1,154.00
Employee CPF−$12,000.00−$1,000.00−$230.77
Income tax (billed by IRAS)−$1,040.56−$86.71−$20.01
Take-home pay$46,967.44$3,913.95$903.22

Each figure in the Month and Week columns is the year's figure divided by 12 or 52 and rounded to the cent on its own, so a column can be a cent away from its own total.

How it is worked out

What these figures are, and what they are not

Your employer takes employee CPF from each month's wages: on your ordinary pay up to the monthly Ordinary Wage ceiling, and on a bonus or one-off payment up to the year's Additional Wage ceiling, at the rates for your CPF status and age. Any self-help group contribution is a few dollars a month, taken the same way. Nothing else is taken from your pay.

The year is your rate times your hours times the weeks of a year, so it is an even year of those hours. Your own payslips can differ: a week of overtime is paid at a rate this page does not know, and a week you do not work is not paid at all.

Rules v2026.0 · checked against IRAS and the CPF Board on 18 September 2026Two independent checks on every rate · 165 hand-derived Singapore cases, beside 5,185 generated Single official source: how income tax is rounded within a band is stated only in IRAS's Income Tax Calculator for Tax Resident Individuals YA 2026, and the IRAS worked examples this site is tested against, which no figure here is computed from, appear only on its pages ‘Sample Income Tax calculations’ and ‘Central Provident Fund (CPF) Relief for employees’. A second source is being sought, and they are reviewed again by 25 January 2027. · Changelog
Questions

Common questions

How is income tax worked out in Singapore?

On your income for the whole year, assessed by IRAS after the year ends: your 2026 income is taxed in Year of Assessment 2027. A tax resident pays nothing on the first $20,000 of chargeable income, then rates rising from 2% to 24% on income above $1,000,000. Income tax is not taken from your pay; IRAS sends you a bill.

How is an hourly wage taxed in Singapore?

The same way as a salary. CPF is taken from each calendar month's wages, and the year's income tax is billed by IRAS after the year ends. This page works out a full, even year of the hours you give it and divides that year back into an hour, a week and a month.

How much CPF do I pay?

As a Citizen, or a Permanent Resident from the third year, aged 55 or under, you pay 20% of your wages and your employer adds its own share on top, 37% in all. CPF on your ordinary pay stops at the Ordinary Wage ceiling of $8,000 a month, and CPF on all your wages for the year stops at $102,000. A foreigner pays no CPF.