Singapore pay and tax calculators

Every calculator for pay in Singapore, worked out from the 2026 rules with every step shown.

Take-home pay

Take-home pay calculatorPay after CPF and the year's income tax, with a bonus Hourly wage calculatorWhat an hour of work leaves you Pay rise calculatorWhat a rise adds to your take-home Reverse salary calculatorThe gross salary for the take-home you want Compare salariesTwo job offers side by side

Tax and salaries

Tax rates — Income tax, Earned Income Relief, CPF and self-help groups

Questions

Common questions

How is income tax worked out in Singapore?

On your income for the whole year, assessed by IRAS after the year ends: your 2026 income is taxed in Year of Assessment 2027. A tax resident pays nothing on the first $20,000 of chargeable income, then rates rising from 2% to 24% on income above $1,000,000. Income tax is not taken from your pay; IRAS sends you a bill.

How much CPF do I pay?

As a Citizen, or a Permanent Resident from the third year, aged 55 or under, you pay 20% of your wages and your employer adds its own share on top, 37% in all. CPF on your ordinary pay stops at the Ordinary Wage ceiling of $8,000 a month, and CPF on all your wages for the year stops at $102,000. A foreigner pays no CPF.

Rules v2026.0 · checked against IRAS and the CPF Board on 18 September 2026Two independent checks on every rate · 165 hand-derived Singapore cases, beside 5,185 generated Single official source: how income tax is rounded within a band is stated only in IRAS's Income Tax Calculator for Tax Resident Individuals YA 2026, and the IRAS worked examples this site is tested against, which no figure here is computed from, appear only on its pages ‘Sample Income Tax calculations’ and ‘Central Provident Fund (CPF) Relief for employees’. A second source is being sought, and they are reviewed again by 25 January 2027. · Changelog

SourcesIncome Tax Act 1947, Second Schedule Part A, Table 3 (Singapore Statutes Online, Attorney-General's Chambers)Income Tax Act 1947 section 39(1) (Singapore Statutes Online)CPF Board, CPF Contribution Rate Table from 1 January 2026 (PDF, five tables and their notes)CPF Board, Contributions to self-help groups, 'SHG contribution rates' and 'Who should contribute to the SHG funds?'Employment Act 1968 section 26(1) (Singapore Statutes Online)

MyNetIncome gives estimates, not tax or financial advice. Figures follow the rules of IRAS and the CPF Board for income earned in 2026; your payslip and your tax bill can differ because of reliefs, rebates or deductions this page does not ask about. Not affiliated with or endorsed by IRAS or the CPF Board.Estimates, not tax or financial advice. Your payslip and tax bill can differ. Not affiliated with IRAS or the CPF Board.