Take-home pay calculator 2026: Netherlands
See your take-home pay after loonheffing, for every pay period. Worked out from the Belastingdienst's 2026 tables.
More options — a bonus and a one-off payment — are on the take-home pay calculator.
Where your €45,000 goes
| Year | Month | Week | |
|---|---|---|---|
| Gross pay | €45,000.00 | €3,750.00 | €865.38 |
| Loonheffing | −€8,376.00 | −€698.00 | −€161.08 |
| Take-home pay | €36,624.00 | €3,052.00 | €704.31 |
Each figure in the Month and Week columns is the year's figure divided by 12 or 52 and rounded to the cent on its own, so a column can be a cent away from its own total.
Salary after tax in the Netherlands, 2026
Under AOW age, loonheffingskorting applied, paid monthly.
| Salary | Take-home a year | A month | A week |
|---|---|---|---|
| €30,000 after tax | €27,768.00 | €2,314.00 | €534.00 |
| €40,000 after tax | €33,733.00 | €2,811.08 | €648.71 |
| €50,000 after tax | €39,167.96 | €3,264.00 | €753.23 |
| €60,000 after tax | €44,099.04 | €3,674.92 | €848.06 |
| €80,000 after tax | €53,929.04 | €4,494.09 | €1,037.10 |
| €100,000 after tax | €62,739.04 | €5,228.25 | €1,206.52 |
Every Dutch calculator
Common questions
How is loonheffing worked out in the Netherlands?
Under the AOW age, the first band to €38,883 is charged at 35.75%: that is 8.1% wage tax plus the AOW, Anw and Wlz premiums of 17.9%, 0.1% and 9.65%. Pay above it is charged at 37.56% to €78,426 and 49.5% above that. Your employer looks the charge up in the Belastingdienst's table for your pay period, which works in steps of €54 of pay a year.
What is the loonheffingskorting?
The tax credits your employer sets off against the loonheffing on your pay, if you ask them to. Under the AOW age they are the algemene heffingskorting, up to €3,115 a year and less above €29,736, nothing from €78,426; and the arbeidskorting on pay from work, up to €5,685 and less above €45,592, nothing from €132,920. Only one employer may apply them, so a second job is withheld without them.
Is my bonus taxed at a higher rate?
A bonus, a thirteenth month or holiday pay paid once a year is withheld on the table for special payments. The rate depends on your jaarloon, normally your pay from this employer last year; this page uses this year's pay with the payments included, as the law does for someone without last year's pay. It is withheld on the day; the final tax for the year is settled in your assessment.
MyNetIncome gives estimates, not tax or financial advice. Figures follow the Belastingdienst's withholding tables for 2026; your payslip can differ because of your contract, your pension or deductions this page does not ask about, and your tax for the year is settled in your assessment. Not affiliated with or endorsed by the Belastingdienst.Estimates, not tax or financial advice. Your payslip can differ. Not affiliated with the Belastingdienst.