Australia Tax year 2026–27
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Reverse salary calculator 2026–27

Give the take-home pay you want and the period it is for, and see the gross salary that gives it after income tax, the Medicare levy and any study loan.

Period this take-home is for
Your residency for tax
This calculator covers Australian residents for tax purposes. Foreign residents and working holiday makers have their own rates and are not yet included.
Study loan
You need a salary of
$80,000
a year leaves you $5,350.00 a month after income tax and the Medicare levy, at least the $5,350.00 you asked for.
2026–27 · Australian resident
Take-home80.2%Income tax17.8%Medicare levy2.0%
Your next $100 of pay: you keep $68.00. 32.0% of it goes in income tax and the Medicare levy.

Breakdown

Where that $80,000 goes

YearMonthWeek
Gross pay$80,000.00$6,666.67$1,538.46
Income tax−$14,220.00−$1,185.00−$273.46
Medicare levy−$1,580.00−$131.67−$30.38
Take-home pay$64,200.00$5,350.00$1,234.62
How it is worked out

What these figures are, and what they are not

The answer is the smallest whole-dollar salary whose take-home is at least what you asked for. Each figure is worked out to the cent, so the take-home of a whole-dollar salary rarely lands exactly on your figure, and the search checks below its answer as well as above it.

Your taxable income for the income year, 1 July to 30 June, is your pay less the standard deduction for work-related expenses, which an employee gets without claiming anything. Income tax is charged on it on the resident tax scale, which starts with a tax-free threshold. The Low Income tax offset comes off your income tax, and never off the Medicare levy. The Medicare levy is charged on the same taxable income and shaded in for low incomes. A HELP or other study loan repayment is a share of your repayment income above the minimum repayment income.

Rules v2026.1 · checked against Australian legislation and the ATO on 18 September 2026Two independent checks on every rate · 124 hand-derived Australian cases, beside 1,130 generated Single official source: the pay periods in a year behind the week, hourly and pay-day figures, and the withholding scales, tax-offset factors, Medicare levy adjustment and study-loan component with their rounding steps, are stated only in the ATO Commissioner's withholding schedules (Schedules 1 and 8 of F2026L00716); four rules that no figure here uses are stated only in the Higher Education Support Act 2003, the Income Tax Assessment Act 1997 and the Income Tax Rates Act 1986. A second source is being sought, and they are reviewed again by 21 January 2027. · Changelog
Questions

Common questions

Why is the take-home a little more than I asked for?

The answer is a whole-dollar salary, and the take-home of a whole-dollar salary rarely lands on your figure to the cent. The salary shown is the smallest one that gives at least the take-home you asked for.

How is income tax worked out in Australia?

As a resident you pay nothing on the first $18,200 of taxable income. Above it the rate starts at 15% and rises through the scale's brackets to 45% on income over $190,000. Only the part of your income inside each bracket is taxed at that bracket's rate.

How much is the Medicare levy?

2% of your taxable income. There is none at or below $28,011; above that it is shaded in, so it is never more than 10% of your income over that threshold, until it reaches the full rate at $35,013.