Australian pay and tax calculators

Every calculator for pay in Australia, worked out from the 2026–27 rules with every step shown.

Take-home pay

Take-home pay calculatorPay after income tax, the Medicare levy and any study loan, with a bonus Hourly wage calculatorWhat an hour of work leaves you Pay rise calculatorWhat a rise adds to your take-home Reverse salary calculatorThe gross salary for the take-home you want Compare salariesTwo job offers side by side

Tax and salaries

Tax rates — Income tax, the Low Income tax offset, the Medicare levy, study loans and super

Questions

Common questions

How is income tax worked out in Australia?

As a resident you pay nothing on the first $18,200 of taxable income. Above it the rate starts at 15% and rises through the scale's brackets to 45% on income over $190,000. Only the part of your income inside each bracket is taxed at that bracket's rate.

What is the Low Income tax offset?

An offset of up to $700 that comes off your income tax, never off the Medicare levy. It is the full amount up to $37,500 of taxable income, then reduces until it reaches nothing at $66,667. It cannot take your income tax below nil.

Rules v2026.1 · checked against Australian legislation and the ATO on 18 September 2026Two independent checks on every rate · 124 hand-derived Australian cases, beside 1,130 generated Single official source: the pay periods in a year behind the week, hourly and pay-day figures, and the withholding scales, tax-offset factors, Medicare levy adjustment and study-loan component with their rounding steps, are stated only in the ATO Commissioner's withholding schedules (Schedules 1 and 8 of F2026L00716); four rules that no figure here uses are stated only in the Higher Education Support Act 2003, the Income Tax Assessment Act 1997 and the Income Tax Rates Act 1986. A second source is being sought, and they are reviewed again by 21 January 2027. · Changelog

SourcesIncome Tax Rates Act 1986, Compilation No. 66, compilation date 1 July 2026 (includes amendments up to Act No. 50, 2026), section 3 and Schedule 7 Part I clause 1 Income Tax Assessment Act 1997, Compilation No. 266, compilation date 1 July 2026, Volume 2, sections 61-110 and 61-115 Medicare Levy Act 1986, Compilation No. 53, compilation date 1 July 2026 (includes amendments up to Act No. 58, 2026), sections 3, 6, 7 and 8 Commonwealth of Australia Gazette C2026G00249 (registered 20 April 2026), Notification of the minimum repayment income and replacement indexable amount for the Higher Education Loan Program (HELP) for the 2026-27 income year

MyNetIncome gives estimates, not tax or financial advice. Figures follow the Australian Taxation Office's rules for the 2026–27 income year; your payslip can differ because of how your employer withholds tax, your pay dates or deductions this page does not ask about. Not affiliated with or endorsed by the ATO.Estimates, not tax or financial advice. Your payslip can differ. Not affiliated with the ATO.